Disability Insurance
Life can be unpredictable—but your income and lifestyle don’t have to be. At Happy Hands, our Disability Insurance plans are designed to protect you and your family from the financial impact of temporary or permanent disability due to illness or accident. Whether you’re self-employed, salaried, or running a business, we ensure that your income continues, even if your ability to work doesn’t.
With over 20 years of experience, we’ve helped individuals safeguard their future, dignity, and independence.
Our approach is rooted in empathy, integrity, and practical support—so you can face life’s challenges with confidence and resilience.
Service Process
At Happy Hands, our culture comes to life through three core values:
We provide strength when life takes an unexpected turn.
We support recovery with income stability and care.
We empower individuals to protect their independence and future.
Income Replacement Benefits
Receive regular income payouts to cover daily expenses if you are unable to work due to disability.
Short-Term & Long-Term Coverage
Choose from flexible plans that offer protection for short-term injuries or permanent disability conditions.
Rehabilitation Support
Access rehabilitation benefits and recovery assistance programs to help you return to normal life faster.
Coverage for All Occupations
Our plans are suitable for all professions—from salaried employees to self-employed professionals and business owners.
Service Options
1
Personal Coverage Planning
Our advisors help assess your risks and income needs to select the most suitable disability insurance plan.
2
Simplified Application Process
Apply quickly with minimal paperwork and full support at each step—online or in person.
3
Medical Evaluation Support
We coordinate medical assessments to determine your eligibility and ensure accurate policy coverage.
4
Fast Claim Assistance
Dedicated claim specialists guide you through documentation, approval, and payout with full transparency.
5
Flexible Benefit Periods
Customize how long you want your benefits to continue based on your age, profession, and financial goals.
6
Policy Renewal & Upgrade
Stay protected as your needs evolve with easy options to renew or enhance your disability coverage.